Do I need private hire taxi insurance or public hire taxi insurance?
Private hire taxi insurance is required if you operate a taxi that is hired in advance. This includes pre-booking Apps like Uber as well as traditional taxi companies. A public hire taxi service does not require a pre-booking. The most renowned example of this type of taxi insurance are black cabs. These are often found in city centres and outside transport links.
Both public hire and private hire taxi drivers must have a taxi licence. Do I need public liability insurance as a taxi driver?
Whilst public liability insurance is not a legal requirement as a taxi driver, it is essential. When you are working with members of the public, there is the possibility that they may be involved in an accident and you could be held liable if you do not have public liability insurance, resulting in a claim. This keeps yourself and your business protected from third party legal proceedings.
Wilsons single vehicle private taxi hire insurance covers this as standard, giving you the peace of mind that you have the correct level of cover in place to protect you against claims from the public.What types of private hire taxi insurance do we offer?
• Third Party
• Third Party Fire and Theft
• ComprehensiveI’ve not found what I was looking for
Don’t worry, we are specialist insurers for individual public hire taxis
and taxi fleets
. We also offer public liability, breakdown and legal expenses cover.